Assalamalikum sister,
well I was wondering, as I am a student I have a lot of debt, Im sure you could take a wild guess. Anyway, I pay interest on this student loan that I have, without it I would not have been able to complete this degree. The loan was started before I became muslim and I also have a savings account that holds some of my mums money, therefore I cant close it down.
So is my zakat still viable??? I think that is the wrong word, what i mean is, well my zakat still be taken even though I deal with riba.
Please dont tell me to get rid of the loan and account, because I cant afford to and the issue with my mum as she doesnt know I have reverted yet.
Fi Amenallah
0
Just another one about Zakat
Started by
Guest_ammena_1981_*
, Nov 05 2003 07:49 PM
1 reply to this topic
#2
Posted 06 November 2003 - 06:50 AM
Assalaam alaikum wa rahmatu Allah,
Sister, I won't tell you, but I urge you to read up about the severity of the sin of taking and giving interest. I know you are new to Islam and there are things that take time, but this is something very serious. Please read surah Al-Baqarah aayaat 275-281 (2:275-281).
I think this fatwa sort of covers your question. You cannot use any interested money to pay for zakat.
Question :
I was wondering if it was permissible to pay zakah using a credit card since i have the funds to do so and can pill the bill without any interest.
Answer :
Praise be to Allaah.
Firstly:
It is not permissible to subscribe to credit cards unless one is forced to do so, because this is a riba-based contract, and riba is haraam according to the Qur’aan, Sunnah and scholarly consensus.
See questions no. 13735, 13725 and 3402.
Secondly:
With regard to paying zakaah via credit card, if you have money saved to cover what you are going to pay, so that you will not have to pay any interest – as you mention in the question – then there is nothing wrong with paying zakaah by this method.
But if you do not have money saved to cover what you are going to pay, then this is considered to be a loan with interest from the bank, which is riba and is haraam, so it is not permissible for you to pay zakaah or anything else by this method. Allaah is Good and does not accept anything but that which is good.
And Allaah knows best.
Islam Q&A (www.islam-qa.com)
Sister, I won't tell you, but I urge you to read up about the severity of the sin of taking and giving interest. I know you are new to Islam and there are things that take time, but this is something very serious. Please read surah Al-Baqarah aayaat 275-281 (2:275-281).
I think this fatwa sort of covers your question. You cannot use any interested money to pay for zakat.
Question :
I was wondering if it was permissible to pay zakah using a credit card since i have the funds to do so and can pill the bill without any interest.
Answer :
Praise be to Allaah.
Firstly:
It is not permissible to subscribe to credit cards unless one is forced to do so, because this is a riba-based contract, and riba is haraam according to the Qur’aan, Sunnah and scholarly consensus.
See questions no. 13735, 13725 and 3402.
Secondly:
With regard to paying zakaah via credit card, if you have money saved to cover what you are going to pay, so that you will not have to pay any interest – as you mention in the question – then there is nothing wrong with paying zakaah by this method.
But if you do not have money saved to cover what you are going to pay, then this is considered to be a loan with interest from the bank, which is riba and is haraam, so it is not permissible for you to pay zakaah or anything else by this method. Allaah is Good and does not accept anything but that which is good.
And Allaah knows best.
Islam Q&A (www.islam-qa.com)
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